Point Paper with references...what the !@$$%

This was supposed to be the Mondays post, anyway so today I spent whole day writing the paper due on wednesday . After having written the paper of around 8 pages, I realized that I did not cite it. Generally we write point papers which dont need to be cited and are much easier. To my disappointment I found that I never cared about citing or referencing at all. Ending up in a direct copy of most of the sentences. I did change some of them , but if I have know this I would have changed most of it. But now that I realised I quickly inserted some quotes and some references, just copy paste where ever you find big gap between two citations...I wonder if this ever gonna make trouble. Well I mailed it to my group, I think they are gonna get pissed off, but anyway I still have time if I really need to change more of that. Today I got my Credit Card from US bank. I dont see any big advantage though it has $1000 because with in a month I need to pay the bills , else they are carried onto the next with interest. There should be some grace period of more than a month atleast with perhaps minimum amount dues. I heard CITI bank has that kinda stuff, If I ever have enough money to pay credit bills, why would I ever go for it, I can use my debit , but for a month I can enjoy without paying...but then, what the !@#$!!